Stop guessing if your money will last. Simulate thousands of market and inflation scenarios to find your "Safe Withdrawal Rate" across US and India accounts.
Our Monte Carlo engine accounts for the unique complexities of an NRI's US-India retirement.
Visual probability gauge and percentile chart (10th, 50th, 90th) detailing your portfolio growth across conservative, moderate, and aggressive returns.
Accounts for US RMDs (73+) and Social Security, alongside independent India corpus growth trajectories.
Adjust your target retirement age, monthly savings, returns, and inflation rates dynamically with built-in adjustable sliders.
Calculates government pensions specifically focusing on US Social Security, adapting to your work history and retirement age.
Accurately calculate and integrate your spouse's US Social Security benefits for a holistic family retirement projection.
Automatic trajectory adjustments for IRS withdrawal rules, specifically your Required Minimum Distributions (RMDs) starting at 73.
Instantly stress-test your wealth roadmap. Adjust inputs on the fly to see how your portfolio behaves over a multi-decade span across highly conservative, moderate, or aggressive growth models and variable inflation conditions.
Understand exactly when you'll begin mandatory drawdown (RMDs), trace your estimated Social Security benefits integration, and balance your withdrawals across US IRAs and Indian NRE deposits for maximum portfolio longevity.
Monitor your progress towards major life milestones. See how changes in your strategy impact your ability to reach your targets on time with visual probability indicators.