Retirement Planning

Monte Carlo
Simulations.

Stop guessing if your money will last. Simulate thousands of market and inflation scenarios to find your "Safe Withdrawal Rate" across US and India accounts.

Monte Carlo Simulations

Confidence in every scenario.

Our Monte Carlo engine accounts for the unique complexities of an NRI's US-India retirement.

1,000-Run Simulation

Visual probability gauge and percentile chart (10th, 50th, 90th) detailing your portfolio growth across conservative, moderate, and aggressive returns.

Dual-Country Engine

Accounts for US RMDs (73+) and Social Security, alongside independent India corpus growth trajectories.

Customizable Scenarios

Adjust your target retirement age, monthly savings, returns, and inflation rates dynamically with built-in adjustable sliders.

US Pension Engine

Calculates government pensions specifically focusing on US Social Security, adapting to your work history and retirement age.

Spousal Benefits

Accurately calculate and integrate your spouse's US Social Security benefits for a holistic family retirement projection.

Mandatory Drawdowns

Automatic trajectory adjustments for IRS withdrawal rules, specifically your Required Minimum Distributions (RMDs) starting at 73.

Scenario Planning

Dynamic Return Projections

Instantly stress-test your wealth roadmap. Adjust inputs on the fly to see how your portfolio behaves over a multi-decade span across highly conservative, moderate, or aggressive growth models and variable inflation conditions.

Retirement Scenarios
Income Modeling

Income Distribution Architect

Understand exactly when you'll begin mandatory drawdown (RMDs), trace your estimated Social Security benefits integration, and balance your withdrawals across US IRAs and Indian NRE deposits for maximum portfolio longevity.

Income Distribution
Goal Tracking

Track Your Milestones

Monitor your progress towards major life milestones. See how changes in your strategy impact your ability to reach your targets on time with visual probability indicators.

Goal Tracking